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The Mortgage Forgiveness Debt Relief Act and Debt Cancellation

July 16, 2012 by Kevin Hardin 3 Comments

The Mortgage Forgiveness Debt Relief Act It doesn’t really matter that the the The Mortgage Forgiveness Debt Relief Act expires this year. Ok, that is not completely … [Read more...]

Filed Under: Featured, Mortgage Crisis, Short Sale Tagged With: Foreclosure, irs, MDRA, MFDRA, Mortgage Forgiveness Debt Relief Act, Short Sale, TAX, The Mortgage Forgiveness Debt Relief Act

Principal Reduction Is Real Call Us Today

May 8, 2012 by Kevin Hardin Leave a Comment

Principal Reduction Is Real It seems that the press engine on principal reductions is real. BofA has announced that they are beginning 200,000 principal reductions as part of the $25B settlement … [Read more...]

Filed Under: Featured, Loan Modification Tagged With: arizona loan modificaiton attorney, arizona short sale attorney, bofa, foreclsoure, loan modificaiton, principal reduction

MORTGAGE DEBT FORGIVENESS ACT RARELY APPLIES

March 30, 2012 by Kevin Hardin Leave a Comment

AN UNFORGIVING STATE: WHY THE MORTGAGE DEBT FORGIVENESS ACT RARELY APPLIES TO ARIZONA HOMEOWNERS As the year continues, many Arizona agents, lawyers and brokers are warning of the impending end of … [Read more...]

Filed Under: Featured, Short Sale Tagged With: arizona, cancellation of debt, chandler, cod income, Foreclosure, irs, Loan Modification, mesa, Mortgage debt foregiveness act, paradise valley, phoenix, scottsdale, Short Sale, tempe

Court Ruling Could Spur HAMP Lawsuits

March 22, 2012 by Kevin Hardin Leave a Comment

Appellate Court Ruling Could Spur HAMP Lawsuits See Original Article Here. And so it begins. Or rather, so it turns. Like a soap opera that never ends. Hundreds of thousands of homeowners have … [Read more...]

Filed Under: Featured, Loan Modification Tagged With: barney frank, deed of trust, fannie mae, Foreclosure, freddie mac, glass steagall, HAMP, home affordable, Mortgage, treasury, underwater

More Real Estate Inventory For Phoenix

March 18, 2012 by Kevin Hardin 1 Comment

So I get this email from a colleague that likes to tease me about my ongoing argument that we are missing inventory. It states that FHFA is going to start selling REO property to investors. This real … [Read more...]

Filed Under: Featured Tagged With: amherst securities, arizona, fhfa, Foreclosure, REO, shadow inventory, Short Sale, trustee sale

Looking For Someone To Blame

January 15, 2012 by Kevin Hardin 2 Comments

"I am looking for someone to blame." At least that is the statement made by every homeowner that comes into my office, article written, testimony by official (elected or appointed), commentator, … [Read more...]

Filed Under: Featured, Mortgage Fraud Tagged With: barney frank, deed of trust, fannie mae, Foreclosure, freddie mac, glass steagall, HAMP, home affordable, Mortgage, treasury, underwater

Treasury warns Chase of permanent HAMP witholdings

December 7, 2011 by Kevin Hardin Leave a Comment

Treasury warns Chase of permanent HAMP witholdings The Treasury Department will withhold Home Affordable Modification Program payments from JPMorgan Chase (JPM: 33.95 +2.17%) and Bank of America … [Read more...]

Filed Under: Featured, Loan Modification Tagged With: bofa, chase, HAMP, home affordable modification program, loan mod, permanent modification, TARP, Treasury Department, Troubled Asset Relief Program

Kevin W. Hardin Joins the Law Firm of Arboleda Brechner

November 8, 2011 by Kevin Hardin Leave a Comment

Arboleda Brechner (www.abfirm.com) is pleased to announce the addition of Kevin W. Hardin CMB, CMC, CMPS to the firm. Mr. Hardin was previously the Director of the Mortgage Mediation practice group … [Read more...]

Filed Under: 1, Featured, Real Estate, Short Sale Tagged With: deficiency, Foreclosure, Loan Modification, Short Sale, trustee sale

Holocaust Survivor Income Not Acceptable for Loan Modification

September 26, 2011 by Kevin Hardin Leave a Comment

If being the victim of Nazi persecution was not enough, a client of ours has another injustice to suffer under Chase. The client came to us because he has been fighting to keep his modest home from … [Read more...]

Filed Under: Featured, Foreclosure, Loan Modification Tagged With: chase, Foreclosure, holocaust, holocaust survivor, loan mod, Loan Modification, nazi, naziism, nazism

Mortgage Insurance Companies Going After Homeowners

September 22, 2011 by Kevin Hardin 4 Comments

I was sent a video from Fox News in which Bob Massi was interviewed about Mortgage Insurance. Watch Video Here. Watch the video first for the rest to make sense. Here is the issue. They are … [Read more...]