If being the victim of Nazi persecution was not enough, a client of ours has another injustice to suffer under Chase. The client came to us because he has been fighting to keep his modest home from foreclosure for two years. He has been given 3 Trial Mod periods just to be denied a permanent mod each time. Each time due to unacceptable form of income.
Many years ago, Mr. H, we will call him, was interred in a concentration camp as a very young boy. They branded him and tattooed a number on his arm. He pulled his sleeve up and showed me it. I got this massive case of chills. My wife is Jewish and we raise our children Jewish and the stories and atrocities come flooding into my mind. He was very proud of his survival and coming to America to live, work and retire. Many years ago a settlement was reached with the German and Hungarian governments to compensate holocaust survivors. The documents he gets are not in English but the deposits are made like clockwork into his accounts. http://www.claimscon.org/index.asp
Mr. H. wants to keep his house. His son, who lives with him, is disabled now and can no longer contribute to the home. This represents a clear hardship. He has given them two years of bank statements in the quest to keep the home, and right there on those statements are his deposits. Of course the payments come in the form of Euros and the bank then does a calculation for conversion to US Dollars, also right there on the Bank Statements. This is just one example of the pendulum swing of over regulation. They MUST have an award letter, IN ENGLISH, to verify income. Otherwise, Chase will not use the income to qualify for the modification. We live in such an ethnocentric society. Chase is clearly one of the biggest idiots in the business. Nazi’s took his home and family first, now Chase is going to do it again. We will help the client pro bono and hopefully stick this up Chase’s left nostril.
“Remember, if you are or know someone that is facing a point today or in the near future where the home is no longer affordable or it no longer makes sense to keep paying and the home is underwater, please call us to learn what legal obligations and rights exist before the home is short sold, foreclosed or walked away from.”
